Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Financial Literacy Crisis Many Americans are operating their personal finances with only the barest minimum of knowledge. What It Takes to Become an Accredited Investor What does it take to be an accredited investor? Explore the details, & the types of investments offered to those who qualify. What Is My Life Expectancy? Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.